Business Loan Calculator
Estimate your monthly payment, total interest, and full payback cost. Adjust the inputs to compare scenarios.
$250,000
$50,000$5,000,000
11.5%
5%16%
SBA 7(a) guarantee fee
2.0% = $5,000
Fee tiers: 0% ≤$150K · 2% ≤$700K · 3% ≤$1M · 3.5% >$1M
Your SBA loan estimate
Monthly payment
$3,515
Total interest
$171,786
Over 120 months
SBA guarantee fee
$5,000
One-time, can be financed into loan
Total cost
$426,786
Principal + interest + guarantee fee
Estimates only. SBA rates are typically Prime + 2.75% for loans >$50K. Actual terms depend on your lender.